Insurance Law cases

South African case law on Insurance Law, with full citations. 130 cases — page 1 of 1.

  1. ABSA Bank Ltd v Swanepoel NOCase no: 246/2003
  2. Africa Albida Tourism (Pvt) Ltd and Victoria Falls Safari Lodge Hotel (Pvt) Ltd v Zimnat General Insurance; Spencers Creek (Pvt) Ltd v Zimnat General InsuranceHB 122/25 (consolidated with HC 1800/22 and HC 1801/22)
  3. African Products (Pty) Ltd v AIG South Africa Limited(659/2007) [2009] ZASCA 27 (27 March 2009)
  4. AIG South Africa Limited and Others v Azrapart (Pty) Ltd and Another(898/2024) [2025] ZASCA 172
  5. AIG South Africa Limited v 43 Air School Holdings (Pty) Ltd and Others(640/2023) [2024] ZASCA 97 (13 June 2024)
  6. Alliance Insurance Company (Pvt) Ltd v Imperial Plastics (Pvt) Ltd and The Honourable Judge L. G Smith (Retired) N.O.HH 455-16, HC 6579/15
  7. Allianz Insurance Ltd v RHI Refractories Africa (Pty) Ltd(616/06) [2007] ZASCA 174
  8. A L Mostert N.O. v Old Mutual Life Assurance Co (SA) LtdCase No: 083/2001
  9. Alpha Abiot Moyo v Alliance Insurance Company (Pvt) LtdHH 188-18, HC 780/17
  10. Andreas Papagapiou v Santam LimitedCase No: 58/2005
  11. Anna Maria Magdalena van Zyl NO v Kiln Non-Marine Syndicate No 510 of Lloyds of LondonCase no 216/2001 (SCA) (unreported judgment delivered 26 September 2002)
  12. A R Fairleigh NO v M WhiteheadCASE NO. 541/98
  13. Ashton Insurance Brokers CC t/a Walmer Insurance Brokers and Another v Independent Municipal and Allied Trade UnionCase Number: 252/2001, [2002] SCA (reported as reportable)
  14. Barkhuizen v Napier(CCT 72/05) [2007] ZACC 5
  15. Barloworld Capital (Pty) Ltd trading as Barloworld Equipment Finance v RS Napier NO(509/04) [2006] ZASCA 48
  16. Blessmore Z. Mabvuramiti v Altfin Insurance CompanyHH 63/2013, HC 12713/2011
  17. BoE Bank Ltd v RiesCase No. 247/2000 (SCA, delivered 27 November 2001)
  18. Bothma-Batho Transport (Pty) Limited and Another v Nedbank Limited(223/2014) [2015] ZASCA 31
  19. Brian Garth Batteson N O and Others v Deborah Joubert N O and Another(42/2024) [2025] ZASCA 129 (11 September 2025)
  20. Brink v Kitshoff NOCCT 15/95
  21. Carl Frank Hattingh v Darrel Furman NO and Others(388/2019) [2020] ZASCA 123 (5 October 2020)
  22. Centriq Insurance Company Limited v Oosthuizen & another(237/2018) [2019] ZASCA 11 (14 March 2019)
  23. Certain Underwriters of Lloyds of London v Theresa HarrisonCASE NO: 24/2003
  24. CGU Insurance Limited v Rumdel Construction (Pty) LimitedCase No 323/2002
  25. CMTI Zimbabwe (Private) Limited v Tristar Insurance Company LimitedHH (Harare High Court, 1 August 2012)
  26. Coetzee v Attorneys' Insurance Indemnity FundCase No 126/2001 (SCA)
  27. Compass Insurance Company Ltd v Hospitality Hotel Developments (Pty) Ltd(756/10) [2011] ZASCA 149 (26 September 2011)
  28. Constantia Insurance Company Ltd v Compusource (Pty) LtdCase number: 143/04
  29. Credit Insurance of Zimbabwe v Textbook SalesHH 52-14 (HC2747-12)
  30. Desire Van Sensie v Road Accident FundCase No: 2533/2019 (ECHC)
  31. Discovery Insure Limited v Masindi(534/2022) [2023] ZASCA 101 (14 June 2023)
  32. Dormell Properties 282 CC v Renasa Insurance Company Limited(491/09) [2010] ZASCA 137 (1 October 2010)
  33. Estee Bunton and Another v W A Coetzee and Another(20794/2014) [2016] ZASCA 31 (23 March 2016)
  34. Eugene Prinsloo v Donovan Theodore Majiedt N O and Another(257/2024) [2025] ZASCA 74 (30 May 2025)
  35. Fedsure General Insurance Limited v Carefree Investments (Proprietary) LimitedCase no: 477/99
  36. Felix Mapfumo v Staysun Investments (Pvt) Ltd and CBZ Life LimitedHH 229-13, HC 11379/12
  37. Forestry Commission v Cell Insurance Company (Private) Limited and Premier Insurance Brokers (Private) LimitedHH 116-2013, HC 1130/10
  38. Francis Motsi t/a Chabvuta Holdings v Farm and City Holdings (Pvt) Ltd and OthersHH 751-18, HC 5403/11
  39. George Mpukuta v Motor Insurance Pool and OthersJudgment No. HB 25/12, Case No. HC 1101/11
  40. GF Wessels NO v CJ De Jager NO and AnotherSaaknommer: 657/98
  41. Guardian National Insurance Company Limited v Springgold Investments (Pty) Limited(526/08) [2009] ZASCA 112 (23 September 2009)
  42. Guardian Security (Private) Limited v Global Insurance Company LimitedHH 434-14, HC 6031/12
  43. Guardrisk Insurance Company Limited v Café Chameleon CC(632/20) [2020] ZASCA 173 (17 December 2020)
  44. Guardrisk Insurance Company Limited v Registrar of Medical Schemes(168/07) [2008] ZASCA 39 (28 March 2008)
  45. Gustav Marthinus Johannes Pieterse v Gary Mark Shrosbree and Others NNO; Gary Shrosbree NO v Colleen Cherry Love and OthersCase Numbers: 196/03 and 435/03 (Supreme Court of Appeal)
  46. Hagan v Directors of De Hollandsche Molen Share BlockCSOS5404/WC/23 (Adjudication Order, 8 December 2023)
  47. Hlela v SA Taxi Securitisation (Pty) Ltd(515/2013) [2014] ZASCA 112
  48. H M Krige Le Roux v Standard General Versekeringsmaatskappy BpkSaaknommer 440/98
  49. Hollard Life Assurance Company Limited v G J Van Der Merwe NOCase No: 569/03
  50. Housing Corporation of Zimbabwe (Private) Limited v Zimnat Lion Insurance Company (Private) Limited and National Social Security AuthorityHH 579/18, HC 7443/18
  51. Imperial Group (Pty) Limited v NCS Resins (Pty) Limited(197/06) [2007] ZASCA 13
  52. Ingosstrakh v Global Aviation Investments (Pty) Ltd and Others(934/2019) [2021] ZASCA 69
  53. Isando Foods (Pty) Limited v Fedgen Insurance Company LimitedCase No: 394/99
  54. Johannes Theobalt Hattingh van Niekerk v Liberty Group Limited(1392/18) [2020] ZASCA 65 (15 June 2020)
  55. Jorge Alexandre Da Costa Bonifacio and Another v Lombard Insurance Company Limited(247/2023) [2024] ZASCA 86 (4 June 2024)
  56. KGA Life Limited v Multisure Corporation (Pty) Ltd and Others(304/2022) [2023] ZASCA 122 (20 September 2023)
  57. King Price Insurance Company Limited v Mhlongo(Case no 1016/2022) [2023] ZASCA 152 (15 November 2023)
  58. King Price Insurance Company Ltd v Concise Consulting Services (Pty) Ltd(1067/2019) [2021] ZASCA 42
  59. Lappeman Diamond Cutting Works (Pty) Ltd v MIB Group (Pty) Ltd and AnotherCase No: 312/2002, Supreme Court of Appeal, heard 19 August 2003, delivered 29 September 2003
  60. Lebashe Financial Services (Pty) Ltd v The Prudential Authority and Others(346/2021) [2022] ZASCA 141 (24 October 2022)
  61. Liberty Life Association of Africa Limited v P J de Waal NO and J G Roux NOSaaknommer 422/97 (SCA)
  62. Lloyds of London Underwriting Syndicates 969, 48, 1183 and 2183 v Skilya Property Investments (Pty) LtdCase No 316/2002 (SCA); also reported as Skilya Property Investments (Pty) Ltd v Lloyds of London Underwriting Syndicate Nos 960, 48, 1183 and 2183, 2002 (3) SA 765(T) (High Court)
  63. Lombard Insurance Company Limited v City of Cape Town(441/06) [2007] ZASCA 112
  64. Lombard Insurance Company Limited v Landmark Holdings (Pty) Ltd and Others(343/08) [2009] ZASCA 71 (1 June 2009)
  65. Lucky Arthur Ndlovu v Santam LimitedCase No: 550/2003
  66. Ludovico Pacini v Trustees of Kalbarri Body CorporateCSOS06276/KZN/22 (Adjudication Order, 26 December 2022)
  67. Magic Eye Trading 77 CC t/a Titanic Trucking v Santam Limited(775/2018) [2019] ZASCA 188 (10 December 2019)
  68. Malani v Natalia Financial Brokers CC(20850/2014) [2014] ZASCA 84 (31 May 2016)
  69. Malcolm Wentzel v Discovery Life Limited and Others: In Re Botha and Others NNO v Wentzel(1001/19) [2020] ZASCA 121 (2 October 2020)
  70. Mangwiro Sibanda v Jane Happiah Chikumba and Altfin Insurance CompanyHH 92-14, HC10435/12
  71. Maree v C Booysen t/a NVM Beleggings & Versekeringsadviseurs(307/09) [2010] ZASCA 44 (31 March 2010)
  72. [MEDIA SUMMARY] Propell Specialised Finance v Attorneys Insurance Indemnity Fund NPC(1147/17) [2018] ZASCA 142 (28 September 2018)
  73. Metcash Trading Limited v Credit Guarantee Insurance Corporation of Africa LimitedCase No 96/2003 (SCA)
  74. Mohamed Hanief v Trustees of Penzance Body CorporateCSOS 6734/KZN/23 (Adjudication Order, 4 December 2023)
  75. Muller v Sanlam Life Insurance Limited(1162/2015) [2016] ZASCA 149 (30 September 2016)
  76. Munatsi Shoko v Old Mutual Zimbabwe LimitedHB 149-16 (HC 1036-14)
  77. Musonzoa (Private) Limited v Standard Fire and General Insurance Company (Private) Limited and Dr Brian CampbellHH 85-2002, HC 13327/2000
  78. Mutual and Federal Insurance Company Limited v Faith DayCase No: 278/99
  79. Mutual and Federal Insurance Limited v Manuelle GouveiaCase No: 132/2002
  80. Mutual and Federal Limited v Rumdel Construction (Pty) LimitedCase Number: 373/03 (unreported Supreme Court of Appeal decision, delivered 21 September 2004)
  81. Mutual & Federal Insurance Co Ltd v JAF Da Costa(243/06) [2007] ZASCA 89
  82. Mutual & Federal Insurance Company Limited and Another v KNS Construction (Pty) Limited (In Liquidation) and Another(208/2015) [2016] ZASCA 87 (31 May 2016)
  83. Mutual & Federal Insurance Company Ltd v SMD Telecommunications CC(486/09) [2010] ZASCA 133 (1 October 2010)
  84. Naidoo v Discovery Life Limited & others(202/2017) [2018] ZASCA 88 (31 May 2018)
  85. Naidoo v Trustees of Anza Court Body CorporateCSOS 493 GP/23
  86. Napier v BarkhuizenCase no: 569/04
  87. Ngqeleni v Outsurance Insurance Company LimitedCase No: EL933/2022 (unreported)
  88. Nicoz Diamond Insurance Company Limited v Marian Tigere and Benjamin Mwakonya Tsanganyidzo and Antonio Ibrahim JivaHH 633-15, HC 10176/13
  89. Nicoz Diamond Insurance Co v Marian Tigere and Benjamin Tsangaidzo and Antonio Ibrihim JivaHH 210-2010, HC 2938/09
  90. Old Mutual Life Assurance Company (SA) Limited and Another v SwemmerCase No: 02/03 (Supreme Court of Appeal)
  91. Original Haulage (Private) Limited v Delta Beverages (Private) Limited and Stanmore Masisimani and Old Mutual Insurance Company (Private) LimitedHH 76-26 (HCH 4000/21)
  92. Paramount Exports (Private) Limited v Alliance Insurance Company Private LimitedHH 109-26, HCH 287/25
  93. Parsons Transport (Pty) Ltd v Global Insurance Company LtdCase number: 345/04
  94. Piet van Immerzeel and Another v Santam LimitedCase No: 646/04 (SCA)
  95. Radchart Investments (Pvt) Ltd v Safeguard Security Services & AnotherHH 498-17, HC 7836/15
  96. Rajwantha Sookhdeo Mungal v Old Mutual Life Assurance Co SA Ltd; Trevor Vernon Freeman v Old Mutual Life Assurance Co SA Ltd(56/09) [2009] ZASCA 141 (20 November 2009)
  97. Rand Mutual Assurance Company Limited v Road Accident Fund(484/07) [2008] ZASCA 114 (25 September 2008)
  98. Raubex Construction (Pty) Ltd v Bryte Insurance Company Ltd(337/2018) [2019] ZASCA 14 (20 March 2019)
  99. Regent Insurance Company Ltd v King's Property Development (Pty) Ltd t/a King's Prop(5/2014) [2014] ZASCA 176 (21 November 2014)
  100. Renasa Insurance Company Limited v Watson(32/2015) [2016] ZASCA 13 (11 March 2016)
  101. Samancor Limited v Mutual & Federal Insurance Company Limited and OthersCase Number: 565/03 [2004] (SCA); also reported as Samancor Ltd v Mutual and Federal Insurance Co Ltd (2003) CLR 349 (court a quo)
  102. Santam Beperk v Henery1999 (3) SA 421 (SCA) [Citation inferred from Supreme Court of Appeal judgment delivered 30 March 1999]
  103. Santam Beperk v Vincent BiddulphCase No. 105/2003
  104. Santam Limited v Ma-Afrika Hotels (Pty) Ltd & Another(255/2021) [2021] ZASCA 141
  105. Sasria Limited (Formerly The South African Special Risks Insurance Association) v Certain Underwriters at Lloyds511/2000 [2002] SCA (unreported)
  106. Sasria Limited v Slabbert Burger Transport (Pty) Ltd(510/07) [2008] ZASCA 73 (30 May 2008)
  107. S Schoeman v Constantia Insurance Co LtdCase No: 01/2002, decided 21 May 2003 (SCA)
  108. Standard Bank Investment Corporation v The Competition Commission and Others; Liberty Life Association of Africa Limited v The Competition Commission and OthersCase No. 44/2000 and Case No. 50/2000 (SCA) (unreported judgment delivered 31 March 2000)
  109. Stannic v Samib Underwriting Managers (Pty) LtdCase No: 392/2002
  110. St Paul Insurance Co SA Limited v Eagle Ink System (Cape) (Pty) Ltd(300/08) [2009] ZASCA 53 (27 May 2009)
  111. Tatenda George Manduna v Alliance Insurance (Pvt) LtdHH 147-16, HC 1257/14
  112. Tawanda Hwariva v Tristar Insurance Company Zimbabwe Pvt LtdHH-2012 (High Court of Zimbabwe, Harare)
  113. Tel-One (Private) Limited v Capitol Insurance Brokers (Private) LimitedJudgment No. 60/18, Civil Appeal No. 40/16
  114. Tel-One (Private) Limited v Capitol Insurance Brokers (Private) LimitedHH 26-16, HC 3651/13
  115. The Commissioner for Inland Revenue v SW Van der Merwe and Others(249/99) [2001] ZASCA 21
  116. The David Trust and Others v Aegis Insurance Company Limited and AnotherCase No: 645/97 (SCA), unreported judgment delivered 31 March 2000
  117. The Representative of Lloyds and Others v Classic Sailing Adventures (Pty) Ltd(250/09) [2010] ZASCA 89 (31 May 2010)
  118. Tour Operators Business Association of Zimbabwe v Motor Insurance Pool and OthersJudgment No. CCZ 5/15, Const. Application No. CCZ 23/14
  119. Trust Insurance Brokers v The Minister of Finance and The Commissioner of InsuranceSC 6/08; Civil Appeal No 118/07
  120. Unitrans Freight (Pty) Ltd v Santam LimitedCase No: 86/2003
  121. Van de Wetering Engineering (Pty) Ltd v Regent Insurance Company(383/2013) [2014] ZASCA 18 (26 March 2014)
  122. Van Reenen v Santam Limited(623/12) [2012] ZASCA 74 (29 May 2013)
  123. Van Willing Funerals CC and Another v Vision Direct 155 (Pty) Ltd t/a TransafricaCase No.: 4132/2023 (unreported, High Court of South Africa, Eastern Cape Division, Gqeberha)
  124. Venfin Investments (Pty) Ltd v KZN Resins (Pty) Limited t/a KZN Resins(642/2010) [2011] ZASCA 128 (15 September 2011)
  125. Viking Inshore Fishing (Pty) Ltd v Mutual and Federal Insurance Co Ltd(41/2015) [2016] ZASCA 21 (18 March 2016)
  126. Visser v 1 Life Direct Insurance Limited(1005/13) [2014] ZASCA 193 (28 November 2014)
  127. Walker v Santam Limited(410/08) [2009] ZASCA 56
  128. Wedzera Petroleum (Pvt) Ltd v Zimnat Life Assurance Company of ZimbabweHH 14/2004, HC 5947/02
  129. Western Transport (Pvt) Ltd v Stella KatsambeJudgment No. HB 23/2002, Case No. HC 2946/2001
  130. Zurich Insurance Company South Africa Ltd v Gauteng Provincial Government(734/2021) [2022] ZASCA 127 (28 September 2022)