The first respondent, a registered money lender, advanced $10,000 to the second respondent who signed an acknowledgment of debt. After failure to repay, a second acknowledgment of debt for $20,300 was signed. The appellant and third respondent (her husband) bound themselves as sureties and co-principal debtors and pledged their immovable property (Stand No. 6640 Budiriro) as security. The second respondent failed to pay and the first respondent issued summons against all respondents. A default judgment was granted on 7 March 2011. The appellant was advised of the judgment by letter dated 14 July 2014. After execution attempts against movable property resulted in a nulla bona return, the first respondent sought to execute against the immovable property. The appellant then filed an application for rescission of the default judgment on 11 April 2014, which was dismissed by the magistrate court. She appealed to the High Court.