Mr Chipiningu was employed by Standard Chartered Bank as a teller, acting in the position of "Teller-One" at the West End branch in Harare. He bore the duty of controlling treasury cash jointly with a co-custodian (Mr Jambo, the branch operations manager). The strong room could only be opened using two different sets of keys, each custodian holding one set. Standing instructions strictly prohibited handing over keys to anyone, including the co-custodian, without obtaining authority from the Branch Manager. On 10 November 1995, when a teller ran out of cash, Mr Jambo asked Mr Chipiningu for his keys. Despite being busy serving customers, Mr Chipiningu handed over his keys to Mr Jambo without obtaining the Branch Manager's authority, enabling Jambo to access the strong room alone. Ten days later, Mr Jambo disappeared, and $50,000 was found missing from treasury. Mr Chipiningu was charged with gross negligence causing serious loss to the bank under section 11 subsection 15 of the Code of Conduct S.I. 201 of 1995.
The appeal succeeded with costs. The decision of the Labour Relations Tribunal was set aside and substituted with: 'The appeal against the determination of the Appeals Board of the National Employment Council of the Banking Undertaking is allowed with costs.'
Gross negligence in the employment context constitutes a total disregard or entire failure of duty, not merely ordinary inadvertence or inattention. Where an employee entrusted with custody of funds breaches strict security protocols by enabling unauthorized sole access to those funds, resulting in their theft, this constitutes gross negligence regardless of whether the breach was motivated by trust in the person given access. An employee cannot discharge their own fiduciary duty through another party, even a superior officer, where the standing instructions require joint custodianship and expressly prohibit such delegation without authorization.
The court observed that gross negligence is a nebulous concept whose meaning depends on context, and it is futile to seek a definition applicable to all circumstances. The court noted that gross negligence has been described as 'ordinary negligence of an aggravated form which falls short of willfulness' and 'very great negligence or want of even scant care or a failure to exercise even that care which a careless person would use.' The court also commented that the nature of joint custodianship arrangements means that co-custodians are equal partners in their duties regardless of their respective ranks in other aspects of employment.
This case provides important guidance on the meaning and application of 'gross negligence' in the context of employment law and banking operations in Zimbabwe. It establishes that gross negligence can be found where an employee totally disregards a fundamental duty, even if motivated by misplaced trust in a colleague. The case is significant for clarifying that gross negligence involves a total abandonment or complete disregard of duty, not merely a failure to exercise care while still attempting to perform the duty. It is particularly relevant to financial institutions and employment relationships involving fiduciary duties and custodianship of funds.