On 13 October 2005, the late Tsaurayi Tungamirai Chipere entered into a written contract of employment with Tel.One Zimbabwe (Pvt) Ltd as Head Network Planning and Development. The contract provided for salary and non-pay benefits including group life assurance, self-assurance, and group personal accident schemes. The late Chipere died on 12 May 2012, with a monthly gross salary of USD3,808.42. The plaintiff was appointed executrix dative of his estate on 16 August 2012. In November 2012, the plaintiff demanded payment of USD89,730 (two times annual salary as a lump sum) under the self-assurance plan based on Clause 5.3.11 of the contract document in her possession. The first defendant disputed this, stating that the correct clause provided for two times annual salary paid as monthly pensions (not a lump sum). The parties held different versions of the contract document, with Clause 5.3.11 containing materially different wording.