The plaintiff and defendant were married on 2 March 1996 in Bulawayo under the Marriages Act [Cap 5:11]. Two minor children were born of the marriage: M (born 21 July 1995) and L (born 13 April 2005). During the marriage, both parties were gainfully employed and acquired both movable and immovable property. Towards the end of 1996, defendant obtained a concessionary loan from his employer, Barclays Bank, to purchase the matrimonial home comprising double stands (1093 and 1094) at 16 Exton Close, Marlborough, Harare. Loan repayments were deducted from defendant's salary. In 1998, when defendant resigned from Barclays Bank, the interest rate increased from 5% to 26% per annum. Through plaintiff's efforts and connections, a mortgage bond was obtained from Beverly Building Society, using a letter from plaintiff's friend and plaintiff's payslip to qualify for the loan. Throughout the marriage, defendant's salary serviced the bond while plaintiff's income met household needs, groceries, children's clothing, and maid's wages. After approximately 14 years of marriage, the parties had lost all love and affection and had not shared conjugal rights for over two years, with both parties seeking divorce.