In February 2012, the appellant entered into an agreement to purchase a motor vehicle from the respondent for USD 6,500.00. The appellant paid USD 4,800.00 and took delivery of the vehicle but defaulted on the balance. The respondent issued summons from the Magistrates Court. On 10 August 2012, the appellant consented to judgment and undertook to pay the debt at USD 400.00 per month. The appellant failed to meet the payment terms, and the respondent issued a writ of execution on 23 October 2012. The appellant then made multiple ex parte applications for rescission of judgment and stay of execution (on 26 October 2012 and again on 3 May 2013). The magistrate discharged the rule nisi with costs on a higher scale. The appellant appealed to the High Court.