The plaintiff and defendant married under the Marriage Act on 29 July 2000 and had two minor children born in 2001 and 2002. The marriage broke down irretrievably and the parties had not lived together as husband and wife for over twelve months. The defendant left the matrimonial home in September 2011. Most issues were resolved at a Pre Trial Conference, with the parties agreeing to the divorce, custody of children to the plaintiff, and access arrangements. The sole dispute was the distribution of the matrimonial home located at Stand 3669 Muzari Extension, Chinhoyi. The plaintiff acquired the stand in 2005 through a Z$100 million loan from her employer (PSMAS where she worked as a branch manager earning US$2,100 per month). The loan was used to purchase the stand for Z$50 million, build a foundation and a two-roomed cottage. The parties subsequently sold their Co-operative house in Hatcliff and used proceeds to develop the Chinhoyi property. The plaintiff made most direct financial contributions while the defendant, who was self-employed in various ventures including as a landscape designer, taxi operator and pastor, made indirect contributions through sourcing materials, organizing construction, and covering family expenses.