Bell Estates (Pty) Ltd insured its motor vehicle through Peter Taylor & Associates, an insurance broker, with Renasa Insurance Company. The vehicle was stolen on 6 July 2006 and never recovered. Renasa repudiated the claim on the basis that the vehicle was not fitted with a required tracking device. Bell Estates sued Renasa in May 2007. In September 2009, Bell Estates served a Rule 10(3) notice seeking to join Taylor as a second defendant, alleging that Taylor had failed to inform it of the tracking device requirement. Taylor opposed the joinder and raised prescription, contending that more than three years had elapsed since Bell Estates became aware of the alleged breach. The High Court held that service of the Rule 10(3) notice interrupted prescription. Taylor appealed to the Supreme Court of Appeal.